SA Compliance Management Ltd
Stephen Atkins is the MD at SACM and is recognised as an expert in Financial Conduct Authority regulated activity. He has been appointed as Skilled Person by the FCA and the Association of Professional Compliance Consultants.
Stephen is also an experienced Expert Witness and has worked on some of the largest mortgage and loan cases for regulated and unregulated lending activity.
He was a founding director of the Association of Mortgage Intermediaries; the first person to be appointed to the FCA’s Smaller Business Practitioner Panel for mortgages; the FOS sub-group for dispute resolution and the Joint FCA/OFT Committee for the transfer of consumer credit to the FCA.
Stephen is widely regarded as a leading expert and advises in respect of all regulatory matters, including preparing and reviewing documentation and advising in respect of complaints and disputes. He advises intermediaries and lenders in their contact with regulators and assists businesses with formal and informal investigations or issues raised by the FCA and the courts.
Specialist Services
- Regulated Mortgages, Seconds, Bridging & Equity Release
- Consumer Credit
- Unregulated bridging loans
- Credit Broking
- Pawnbroking
- Motor Finance
- Debt Management
- Corporate Governance
- Skilled Person Reports – S166
- Part 35 Expert Reports
- Risk and Deep Dive Reviews
- Conduct of Business, Governance and Risk
- Applications for Authorisation
- AML Policy and Procedures
- Dispute Resolution
Stephen Atkins – Background and Work History
As a Skilled Person:
- Regulated and Unregulated Bridging loans
- Sale and Rentback
- Lending into Retirement
- Debt Management
- Pay Day Loans
- Mortgage Network – Governance of ARs
As an Expert Witness:
- Responsibility and limitation of intermediary advice
- Pre-Contract Information
- Interest Only Mortgages
- Bridging Loans
- Shared Appreciation Mortgages
- Unregulated mortgages and loans
- Conveyancing errors
Other:
- Former group compliance director of a pan-European lender and broker
- FSA Smaller Business Practitioner Panel; FOS, OFT and HMT sub-panels
- Skilled Person and Independent Person
- Joint Expert witness
- FSA Summer School
- FCA Approved Person (NED)
- Adviser to trade bodies
- Strong communicator and industry speaker
- Wide experience in UK, EU and USA
